As far as options, I can take a cut from my residual income(Work in insurance, less than half time during the school year) for some of it, but my parents will end up paying for most of it, we had an agreement that they will pay for as much of my school as they have to as long as my grades are good. But the fact that I have to tell them about it, and ask them to pay for it bothers me because I still feel like it was because of a failure on my part (It was, needed 3.5 to get it for sure, didn't get the 3.5) But the larger problem is that there's nobody I can bring things like this to. (Except you internet!) Another... Interesting example: I have been seeing a lovely young woman for a few weeks, found out last night that she has a really expensive habit that involves lots of white powder. I immediately broke things off, as politely as I could, but now I have this ache and no way to express it or ask for counsel about it.