There was this one time, too. I was walking through the college campus with some friends, and this guy, a young guy, with a backpack and an accent, clearly distressed, was looking for the college administration. He came from another state for a student gathering, somehow lost all his money and didn't have any way to go back. For some reason, I had some money with me that I wasn't going to spend, so I figured, what the hell, he seems to need it more. I don't remember the exact amount (30~60 dollars). He seemed very grateful and - like Yorn's lady - thanked me again and again. He wanted to pay me back and asked me for my bank account information. I gave him a false one. This whole thing was fishy from the start. I just wanted to get out of there feeling good and not fearing for my financial privacy. Later one of my friends asked, "How do you know he really needed the money?" I answered, "I don't. If he didn't, then I just got mugged. Wasn't that much money, no big deal. But if he did, then I helped him get home." So, this time, I think it was convenience and the thought that maybe I could actually help someone.