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I don't think so. I would envision a system where the credits you buy have no cash value. That is, they can't be redeemed. Otherwise, Hubski turns into a potential income source, and the accounting get real complicated, real quick, and I'm sure as shit not going to jail for not providing 1099s to people all over the world. Edit: I may have misread what you were saying, but I still stand by the above if anyone else is wondering....I think the Hubski bank account should be like a wallet...