I have begged to donate :p I really like waffles.fm's fundraising. It's all extremely transparent and the only time it's in your face is when the site is in danger of shutting down because they're so behind on server costs. Sure, they're always in danger of shutting down, but the community has stepped up something like nine times now. -- The part of your post I least like is that these bank accounts might eliminate short posts that don't take thought. But not all short posts are like ":D" -- sometimes I just want to say "how does that work," or "what have you been doing," or get into a back-and-forth conversation with kleinbl00 about a fantasy book club. No thought required on any of that, but I'm not sure I should be 'penalized' so to speak. I don't want to have to think twice about putting one-line posts down, necessarily.Anyway it seems like there's not a lot of imagination here. Everyone wants a donation button, but nobody would donate regularly. NPR says something like 1% of regular listeners donate. I can't imagine it'd be much different here. There's value in some creative solution to the funding models that currently exist. I'm NOT saying mine is that solution, but at least it's outside the box, a jump off point for further ideas.