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blackbootz  ·  3712 days ago  ·  link  ·    ·  parent  ·  post: Conservatives and liberals collaborate on new mortgage plan

Wow that's incredible.

So if I'm understanding this right, with this new loan product, your downpayment goes directly towards interest rate point reduction, then the rest of your payments are on the principal.

It seems like the lenders just agreed to make less money. Is that what this liberal and conservative convinced banks to do?