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blackbootz · 3689 days ago · link · · parent · post: What does hubski know/think of You Need A Budget, or YNAB? And a post on personal finance in general.
Congratulations. I'm still at the point where I'm waiting for my paychecks to be at all considerable. Not to say that I'm not trying to create good habits because I don't make shit, it's just that creating sub accounts for different emergency funds like car repair, broken lightbulb fund, medical, etc., seems patently goofy right now when I'm funding them with such a small stipend. I'm not complaining though.It's exciting because now i feel like I am actually making dents.