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Damn, that's fucking brutal.

My IRA is at 7.5% right now and I was bitching to the credit card when it was at ten and a quarter.

The last loan we got on a car, the loan officer at the bank was physically pissed off; the rate we were offered ensured that the bank would be making $475 in total towards the purchase of a new Honda Fit. I think the rate was under 2%.

Sometimes it's good to be a fogey.