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There's a big difference between B2B "micropayments" where you're buying into a plan that you expect to cost a stone crapton of money and capital-M Micropayments where you, the end user, are meting out currency a fraction of a cent at a time. On the one hand, you know you're in for several thousand "micropayments" that will comprise a real-money bill. On the other hand, the end user is contemplating spending $.0015 sending an email and trying to decide if it's worth spending $.0030 more to cc two people. The former works. The latter doesn't.