Good ideas and conversation. No ads, no tracking. Login or Take a Tour!
I love that your exemplar article has a guy bitching about monthly estimation so he breaks it down by day and then decides that it's inaccurate so he adds them up to figure out where he is month by month. That's some magic right there, for damn sure. He's talking about burn rate without knowing it, which is very different than budgeting. Budgeting is about preparing for the things you can't predict by taking your yearly costs and dividing by 365. A budget ensures that you have bandwidth for the stuff you can't put on the calendar. For budgeting? We use Quickbooks. It'll give you a report whenever you want, on whatever you want, however you want it.