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Anecdotally I hear that Subaru reliability isn't all that great. They are still having engine problems (oil and head gasket). The price premium for them doesn't justify the shitty interior build and the reliability issues. A CX-5 or ford Escape will run you just about the same amount of $ for a 4wd versionSomeone at my place has a new BMW 4 series, and it's beautiful. In theory, I could probably afford it. But when I replace my Civic, I'd rather spend $25k on a Subaru Crosstrek than $45k on a 4 series. That's a different question on prices. Should Americans who can receive a six year loan on an average priced new car take that route, or are they better served buying something less costly or used with a four or less year loan?