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I would look into a strategic bankruptcy if I was face with massive health care costs. AFAIK, you can't be taken out of your home for bankruptcy. I think your primary home is an exempt asset. So maybe it would be best to charge up all the costs that you can on credit cards (I get about 2 offers a day). Then, just don't pay them. Show you can't pay off the cards, and file for bankruptcy.
My father suffered a major accident that paralyzed him. He was in the hospital for one year. Luckily, he was a teacher with a union, and had good insurance. If he weren't, we would have been financially ruined.