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Cumol · 3688 days ago · link · · parent · post: What does hubski know/think of You Need A Budget, or YNAB? And a post on personal finance in general.
Tried it once, realized that I never follow my own budgets as I sometimes do things spontaneously... Might give it another try.
blackbootz · 3688 days ago · link ·
What stops you from budgeting yourself a category called "spontaneous spending" and then funding it however much? It can still be spontaneous even if you find the spending in advance.