a thoughtful web.
Good ideas and conversation. No ads, no tracking.   Login or Take a Tour!
comment by b_b
b_b  ·  3663 days ago  ·  link  ·    ·  parent  ·  post: That Nest Egg Needs To Last As Long As You Do. So How Do You Start? : NPR

    Doesn't it make more sense to pay off student loans in full and building up an emergency fund / building up credit then investing in an IRA after the debt is paid off?

All depends on the interest rate. Yours are probably 6.8%, no? At that rate, which sucks a fat dick, paying them off is probably a good idea, because that's just about the average market return over the long haul. Mine are 2.3%, because they're from years ago, and I'm paying them off as slow as the government will let me (which is very slow).