I did at first. But I made below the poverty level in the US, so I kept getting refunds. Which seemed particularly shitty... taking money out of the US, that I didn't need, and spending it overseas. It didn't seem right.

Then Hungary joined the EU. But not the EMU, that is, the European Monetary Union (there are several different levels of "joining" the EU), and nobody was really clear how to do the financial stuff properly, because the rules hadn't been defined. And nobody wanted to take on the job of figuring out my finances, because I made too little for anyone to be really interested in.

I was working as a Civilian Contractor across Bosnia and Kosovo... but Kosovo didn't officially exist as a country, it was a part of Serbia, which the US did not have diplomatic relations with, so I couldn't do business with Serbia, but I wasn't, I was doing business with Kosovo, through the US Army, which was operated out of Mainz Kastel in Germany, and operating there as several different companies - local and foreign - depending on which part of the organization I was dealing with that day, etc...

And any time I brought my finances to someone to try and sort them out, they'd ask, "Why the hell are you doing all this? Just put it in an offshore account and use it as your retirement plan. Sheesh... that's what everybody else does."

And then 9/11 happened, and the US financial system went crazy, and nobody would touch me with a 10-foot pole.

So, I tried to do it right, but gave up and just did the accepted norm like everybody else.

And, naturally, all those loopholes and all that uncertainty is exactly why the nogoodniks found such a warm and snuggly place in the offshore banking craziness.