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comment by user-inactivated
user-inactivated  ·  645 days ago  ·  link  ·    ·  parent  ·  post: FDIC Creates a Deposit Insurance National Bank of Santa Clara to Protect Insured Depositors of Silicon Valley Bank

also, if it was a 100% insurance, banks would have to either take 0% risk and offer 0% interest, or the money to make it up will keep coming from taxpayers

i don't really care how silicon companies are doing so would rather not the second one, and the first seems to dilute what a bank is able to do by a lot

edit: just saw your other post - yea it's scummy they can pick and choose when they're allowed to ignore the limit





kleinbl00  ·  645 days ago  ·  link  ·  

Crop insurance is 100% backed by the government and 100% sold by private industry. It's the best arbitrage in the business. You, as the insurance company, have zero risk - your only cost of business is administration.