as KB said in his post:

This is an internal visionquest, friend, and external influences are only going to postpone the inevitable. You need to find what you want to do with your life. Sure, ask for help but know that the buck stops under your hat and there's nothing you can do about it.

This bears repeating - over and over and over again. I have many colleagues that need to hear it too. He also said " You're going to be okay". and he's right.

justfornow, you gotta realize, too, that you're already doing something with your life - you're living it. Your "life" is not some time off in the not-too-distant future when you will be someone else. This is the trap that we all fall in to over the course of our education - Authority figures talk to use about how things will be different in "the real world" or "real life", our friends talk about what they're going to do when they get out into "the real world" - That we are not yet living our lives, that we are just accomplishing tasks, jumping the hurdles we have to jump before we can be a "real person" with a "real life".

Your life is not something you are going to do, nor is it something that, after your find your "purpose", you will go out and get. You are living your life right now.

I'm really not attempting to beat you up here. I think you need to question yourself in different ways than you are now. Don't ask "Why didn't I?" Ask "What are my goals?" and "how do I achieve that?"

Right Now: And now here I am. I’ve been stuck for almost a year now, beating myself up for not doing more in college,

Do more now. The best time to do it was in college. The second best time is now.

not making more influential friends,

How does one even do this? Don't beat yourself up for shit you can't control.

not joining more clubs, not being more.

Join clubs now. Go and DO, my friend.

If money is an issue to you, or you feel you need it to get out of your parents house (which seems to be a goal of yours, and possibly of theirs too), then get a job. Any job will do. our generation has been taught otherwise, but you are not defined solely by your occupation. Developing a rich "rest of your life" is critical to self love in my opinion, and that means doing things, not necessarily having things.