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I've been looking for something to manage my finances. I don't have many finances, but doing it by hand gets tough sometimes.
Oh yeah, dude. Not even. Take it from me - I did MoneyDance for like six years, then switched over to Quickbooks, where we manage two businesses... and Quicken is stupid simple. Does all your budgeting, categorizing, projections, synchronization, all of it. I was able to drop retirement funds into it in like three clicks.