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comment by uhsguy
uhsguy  ·  273 days ago  ·  link  ·    ·  parent  ·  post: The Brutal Reality of Plunging Office Values Is Here

That house won’t rent for 7500, which is funny because that’s how much you would bed to break even (ish) on a 1.1-1.2 mil house. Red fin says estimated rent is 5500 and even that is high. Houses are an emotional purchase right now, the right move is probably to sell and rent unless inflation goes totally nuts then you’d get screwed





kleinbl00  ·  273 days ago  ·  link  ·  

I don't know that they are. A while back someone did a calc on Twitter where they argued for a median 2 bedroom house purchased with a median mortgage before the pandemic, and a family having a baby and move into a median 3 bedroom house purchased with a median mortgage after the pandemic. That extra bedroom? doubles your mortgage.

I don't care how emotional your purchase right now. We're well outside the bounds of "but I want it."

uhsguy  ·  273 days ago  ·  link  ·  

The volume is so low that we’re not out of bounds of I want it and bad financial decisions be dammed I have 2-4 years left to produce babies. A lot of tech bros in our area can come up with 200-300 down and a mortgage and as long as both people work they can hold down the 7-10k house payment too. The volumes were taking about are like 20 houses a week so 1000 annually in greater Seattle. Add that to people being dead set for one hood and you would be lucky to average a house a week. Shortages create manias and manias aren’t rational.

kleinbl00  ·  272 days ago  ·  link  ·  

Any situation where a 2,000sqft normie house in Lake Forest Park sits on the market for 3 months is not mania.

uhsguy  ·  272 days ago  ·  link  ·  

Most don’t, 2 days or multiple offers and 100-200 over asking. The ones that sat for that long had something seriously wrong with them and were selling at a bad time of the year. Buyers get spooked if a listing goes pending and falls through or a bad remodel took out a load being wall or 2 and the yard is encroaching into the basement. 2 years ago I saw some go for 400-500 over asking so I guess it could be worse…